Guides
Each guide answers one question with the sources named and the date checked — and says plainly what the honest limits are.
How to build business credit step by step: state record, EIN, business bank account, D-U-N-S number, then supplier tradelines you verify report — in screening order.
Do I qualify for a business loan? Lenders publish minimum floors — score, months in business, revenue. Here are the floors we could verify, dated, and the ones we could not.
Business credit for a new LLC, in order: formation, EIN, business bank account, D-U-N-S, verified tradelines — and what cannot be hurried, whatever the ads say.
A D-U-N-S number explained plainly: it is free from Dun & Bradstreet, takes up to about 30 business days, opens your D&B business credit file — and it is not the UEI.
Business loan denied: federal rules give small businesses the right to the specific reasons in writing. How to ask (with the 60-day clock), and how reasons sort into fix, wait, or stop.
Business loan requirements explained as three screens: the records screen, the published floor, and the financials — in the order lenders actually run them.